Ideally, we would like to see all drivers with auto insurance, to follow traffic rules and to drive safely. Unfortunately, not all drivers are like this. According to the Insurance Research Council (IRC), it is estimated that 1 in 7 people drive on a regular business without auto insurance. Because of this, many states, Massachusetts being one, require Uninsured Motorist Coverage when a motorist purchases auto insurance.
Uninsured Motorist Coverage will help you and any of your passengers cover any expenses that may have been paid after you were involved in an accident with an uninsured driver. This also includes hit and run accidents, hit as a pedestrian or if you are the passenger of an automobile with no insurance.San Diego
Uninsured Motorist Property Damage Coverage protects any damage caused to your automobile and will protect anything else that was involved with an uninsured driver. Examples include:
- Your home
- Other parts of your home (mailbox, fence, etc.)
- Personal items such as a cell phone
To completely understand the coverage in your state, it’s in your best interest to contact your auto insurance provider. You can also reach out to your local Boston personal injury attorney for any questions you may have. Contact Harrington & Harrington at 617-227-1795 or by filling out our contact form.